\[(x-0.2)(x+0.4)\]

1
Use the FOIL method: (a+b)(c+d)=ac+ad+bc+bd(a+b)(c+d)=ac+ad+bc+bd.
x2+0.4x0.2x0.08{x}^{2}+0.4x-0.2x-0.08

2
Collect like terms.
x2+(0.4x0.2x)0.08{x}^{2}+(0.4x-0.2x)-0.08

3
Simplify.
x2+0.2x0.08{x}^{2}+0.2x-0.08

Done

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